Retirement on the Rocks: Why Americans Cant Get Ahead and How New Savings Policies Can Help Christian E. Weller

ISBN: 9781137395627

Published: December 3rd 2015

Hardcover

236 pages


Description

Retirement on the Rocks: Why Americans Cant Get Ahead and How New Savings Policies Can Help  by  Christian E. Weller

Retirement on the Rocks: Why Americans Cant Get Ahead and How New Savings Policies Can Help by Christian E. Weller
December 3rd 2015 | Hardcover | PDF, EPUB, FB2, DjVu, talking book, mp3, RTF | 236 pages | ISBN: 9781137395627 | 5.52 Mb

Jobs and wages have become less secure over the past thirty years, while stock and housing markets have gone through greater booms and busts at the same time. These factors alone make saving for retirement difficult, but a number of policy changesMoreJobs and wages have become less secure over the past thirty years, while stock and housing markets have gone through greater booms and busts at the same time. These factors alone make saving for retirement difficult, but a number of policy changes have also increasingly exposed household to these risks, making saving more difficult and more uncertain.

Social Security offers fewer protections because of an increasing retirement age, and employees receive less help from their employers than in the past. More people have to figure out complex do-it-yourself savings options while those who least need to save, because they have little risk exposure, tend to receive the greatest tax breaks for saving. The results have been fewer retirement savings, more uncertainty, and a direr outlook for a secure retirement for most Americans. Since savings are low and risk exposure is high because of past policy shortcomings, this book offers straightforward solutions to build real retirement security for American families.



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